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Quick Wellness Byte - Science of AGNIHOTRA

A fire is a fire, isn't it?  No! Agnihotra is a special healing fire from the ancient science of Ayurveda. It is a process of purifying the atmosphere through a specially prepared fire.  What is it? Agnihotra is the basic HOMA for all HOMA fire practices given in the ancient Vedic sciences. A pyramid of fixed size is used in the process of Agnihotra healing fire. Benefits: Agnihotra reduces stress Leads to greater clarity of thought Improves overall health Gives one increased energy Makes the mind more full of love The Wellness Town, near airport in Bangaore, offers a dedicated place for Agnihotra and the ritual will be performed every weekend for the wellbeing of entire community living there. Visit www.cmrsproperties.com for more details and to book your plot at the wellness town, Palm Hills, Bangalore's only Eco-living Destination.

WELLNESS with a property, no kidding!

There is a reason people go for vacation to a health resort, as Wellness is driven by environment, practically always! Now you can own this environment, carefully built for keeping the wellness in mind, within a driving distance from Bangalore Airport. CMRS Group launches its first of its kind Wellness Town with world class luxury and sports amenities, co-existing with out-of-the-world wellness  features. The wellness Town will be launched with a big bang that it truly deserves.  This April, come to The Wellness Town and celebrate being at peace with one’s self with better surroundings. A unique entertainment and soul-enrichment event, Mystical Night will happen in Bangalore. The event, which aims to encourage community living with the wellness amenities, will take place at The Wellness Town, Bangalore's only Eco-Living destination on 22nd April.  The idea behind organising this event is to establish Wellness through the power of proven method...

Demonetisation - Get Ready for Property Price Hike

There are lot of whatsapp messages and news paper articles doing the rounds that the demonetisation of old currency will result in a crash in property prices. Such messages and news even though they offer a feel-good factor to common readers are far from truth.  FEAR IS NOT NEW In mid-2015, reports predicted a 50% crash in real estate prices. The logic used, was that the rental yield on real estate is very low as compared to the interest rates on bonds. Nothing akin to the prediction happened. However, the report did create a sensation.  WHY DID THE FEAR FAIL When the sentiments were against investment in real estate and hence, prices should have down.  But, there were also inertial forces that worked against the reduction. Central government, state government, Banks and municipal corporations had indirectly helped stopping the price fall to avoid their revenue loss. Latest argument for Price Fall: The Indian real estate market has b...

Investing in real plots? what should you consider before choosing?

Buying Plots as an investment is one of the most popular option for smart real estate buyers. But it it also the most misunderstood real estate investments in the world. Benefits Investing in plots has superior benefits that come with owning land in its raw form . Land gives much better appreciation than investing in apartments, it outweighs even the absence of rental income that the apartments generally come with. Purchasing a plot is wisest choice if you are looking for faster appreciation. Also unlike an apartment the Land never gets older and doesn't depreciate its value over time. Buying Tips Most real estate buyers  often misjudge  the potential of investment in a particular plot and end up buying over priced or dead property.  If you’re buying a plot near airport, than you should not do it within few km as stone quarries are there, your investment may not appreciate if there are any issues with the rocks inside. If you’re buying a plot as an in...

How Green is your Luxury Home?

Do you know that a Green Home consumes 25% less water and saves upto 40% less electricity? It means that you will save atleast one fourth of water tankers standing in your villas or apartments and face less diesel crisis in case of longer power outages. Obviously, you also save lot of moolah in your maintenance cost. Luxurious Green India's super luxury homes are now defined by a life with no compromises.  Apart from an address that will make others turn green with envy, they also offer a Green lifestyle along with well equipped gymnasiums, swimming pools and gardens, complete home automation, and advanced home security systems.  Today’s Indian luxury home buyers are willing and able to pay extra premium, for a desire to stand out and be ‘a cut above the rest’, for super-luxurious green homes wherein price is not a constraint. How to Buy Green? First and foremost, look for a builder that has a view point on resource management. A builder like CMRS Group, which is...

Build your Dream Home, How to Do-It-Yourself?

Building an independent home that you call your own, is a dream come true for many. Even though you need to do a lot of painstaking work to make this dream a reality, you happily do it for the thrill of owning your own piece of land, building a structure as per your requirements, and helping design the architecture with your architect.  But how do you go about doing this if you are a first timer? Why Should You Do This? Benefits Flexibility - You call the shots while paying attention to Design and Vastu . If you want a theme or a concept (e.g. A house with a mini pool in living room), which nobody offers in the Market then building your own way is the only option. Money Saver - Financial rewards of doing it yourself are huge. Villas from builders will cost 50% to 200% of the total price for building your own house. Private Location - Most homes from builders will be available in location crowded by people, if you want to live your life at a private location, the...

Buying Home Made Easy, Welcome to Easy Financial Offers for Buyers

Did you always suspect that you can't afford a home now? Have you been living on rent all your life and been wanting your own home? Are you afraid of paying the rent and EMI together till you move in to your own home? If you answered yes to more than two questions above, then the  subvention scheme is a god-send scheme for you.  You too can Afford Now You are not alone. We come across this story from many property seekers living in rented accommodations. To be realistic, an affordable property is always under construction, one would have to manage for a period of around one to three years when the project is under-construction. But as a Buyer they can not shell out both the EMIs as well as the rent. But, now the builders like CMRS Group are getting associated with Banks and Financial Institutes to design subvention schemes which require the buyer to pay just 10 per cent of the total cost as an initial payment, there is not pre EMI and you pay 10% at the posse...

Investment : Why should you consider Rental Value, Cost of Property and Appreciation?

You would be surprised that majority of people who buy a property for investment, end up getting very low return on investment. They may get higher appreciation for property, but higher share of loan interest and very low rent to value ratio give them very low returns.  You should be rational and business-minded when buying an investment property than buying a home. Since you don't plan to live in there, you should do your math right and investigate thoroughly before you invest. What's the Return on Your Investment? Your investment appreciates over time, but this alone is not enough to calculate your net returns. To keep a property with you, you incur annual costs such as loan interest, property tax, insurance, maintenance etc. Such costs are called carrying costs of your property investment. But, as you keep the property, you also earn rental income, which adds up to your return on investment. The rental yield is the ratio of real annual rent (Rent - Maintenance) to p...

Resale Value Tip - Why should you Buy Right Home and Keep It Looking New?

You would be surprised to know that one to five years old resale property will be around 75-85 percent of the market value, five to ten years old will be around 65-75 percent and ten to twenty years old will be 50-65 percent of market value. Resale value further goes down if you have not invested in Right Property or if you have not kept it Looking New. Resale Value: Resale property value is the sum of the total value of the entire land UDS (undivided share of land), depreciated value of facilities, amenities and building. The major component of resale value is price of UDS which increases rapidly if bought in right location. Other depreciating factors like facilities and amenities can be controlled by investing in appropriately sized property at right price. Interiors of your home plays a big role in keeping it looking new and impacts the resale price significantly. Choosing Right Property: Location - Buy your home at Main Road with highest appreciation of Land ...

Buyer Safety : Right To Property Gone, be cautious when you buy a Property

150 residents of I Block at  HRBR Layout, in northeast Bengaluru, received a notice from the tahasildar of Bangalore East taluk to vacate their houses within two days, as they were built on an encroached tank bed.  The tahasildar's notice said that their structures, on Survey No. 211 of Banaswadi village, are on a 'Government Lake' bed that had been encroached on.   What went wrong when they bought it? As the Constitution was originally drafted, the Right To Property was enshrined as a fundamental right. By the 44th Amendment to the Constitution, the right to property was removed as a fundamental right! The result is that the right to property as a fundamental right is now substituted as a statutory right. The amendment expanded the power of the state to appropriate any private property for social welfare purposes. Also, the adequacy of compensation payable on acquisition or requisition could not be questioned in a court of law. There were 262 lakes in Bangalor...

Choosing the BEST LOCATION, How important is it for your New Home?

Home buying is always an important decision, and many times the appreciation value of future home alone drives the decision. But, the location aspect that has a bearing on your lifestyle and status cannot be calculated with some mathematical formula. Buying a home is a decision you should take some time to consider, determining how its location  and amenities will affect your lifestyle, status and general emotional satisfaction. Whether you are purchasing your home as an investment, a lifestyle upgrade or both, one of the most important decisions you will make is LOCATION. Here are some factors you should consider when selecting a location. Proximity to Workplace  - The length of your daily travel to work can have a significant impact on your daily expense, quality of life and how much time you get to spend at home with your family. Safe Neighbourhood  - Safety is a top consideration. You'll often pay less to live in an area with higher crime, but ...

Money Matters, Buying a Home, How do you manage high Down Payment?

Buying a home for living would often require you to stretch more than what you can afford in terms of total cost of ownership. Since its for your own living, you would like it to be at best location, with best of amenities and of bigger size. All this adds up and shoots up the total price. But you decide that it is worth the HIGH PRICE, as your income would grow over time and you would feel good about the wise investment at the right time.  But, the big question for many buyers would be to arrange the 20% of down payment which they have to pay today. How can you manage " present " down payment that for a home bought for " future " with price based upon your future income growth? TIPS FOR ARRANGING THE MONEY SAVE, SAVE and SAVE : Save and invest towards the goal when it is atleast two years away. Traditional saving instruments may not grow the money faster, you should look at non-traditional ways like high growth mutual funds or share trading. It may b...